amatuerastrology:

Saturn in the water houses:

Saturn in the 4th: Fear of change can bind the individual very closely to mental and physical conditions. They can lean dependently on personal routines and practices until they become self-destructive ritual and they are forced with desperation to make the substantial internal reflection and change they shy from. It can reach such a low they may be forced to change residence

Saturn in the 8th: Fear of exposure, vulnerability, and submission can occlude the flow into natural intimacy and interpersonal trust with lovers. They individual can fear the process of letting go and allowing instinct to take over, instead they can watch themselves, create pains, and fail to build into that peak of union they deeply long for

Saturn in the 12th: There is a highly tuned instinct and a great inner knowing that the inner waters lead to the right direction. But they can feel unworthy or undeserving of intuition or helpful guidance and put it down to childishness. There can be a need to prime and perfect the intuition to such acute degree that the flow from heaven is substantially obstructed